It usually starts with a ping on your phone. You’re expecting a confirmation, maybe a “congratulations” message. Instead, you get a cold, automated SMS: “We regret to inform you that your personal loan application has been declined based on our internal policy.” That’s it. No phone call, no detailed feedback, and certainly no “internal policy” manual for … Read more
Ever had that moment where you’re just finishing your morning chai, scrolling through the news, and you see a headline like “RBI Hikes Repo Rate by 25 Bps”? For most people, it sounds like technical jargon that belongs in a pink newspaper. But for anyone with a home loan, that little headline is actually an … Read more
It’s the ultimate Indian dinner table debate, isn’t it? Somewhere between the main course and dessert, someone—usually an uncle who bought property in the 90s—will drop the classic line: “Why are you throwing money away on rent? Why pay someone else’s EMI when you can pay your own?” It sounds so incredibly logical. On the … Read more