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Asset allocation by age: how much equity, debt & gold you actually need

Asset allocation by age: how much equity, debt & gold you actually need

By Ramesh
0 Comment on Asset allocation by age: how much equity, debt & gold you actually need

Most people don’t even know the idea of Asset allocation by age and treat investing.

Investing & Wealth Building
February 2, 2026February 6, 2026
How inflation quietly eats guaranteed returns : FDs, RDs, savings

How inflation quietly eats guaranteed returns : FDs, RDs, savings

By Ramesh
0 Comment on How inflation quietly eats guaranteed returns : FDs, RDs, savings

Many people don’t even have idea, How inflation quietly eats guaranteed returns. Have you ever.

Investing & Wealth Building
January 30, 2026February 6, 2026
How loan tenure changes silently increase your total interest burden.

How loan tenure changes silently increase your total interest burden.

By Ramesh
0 Comment on How loan tenure changes silently increase your total interest burden.

Received a text from your bank saying interest rates have gone up, but your EMI.

Loans & Credit
January 29, 2026February 6, 2026
Floating vs fixed interest rates: when each actually makes sense

Floating vs fixed interest rates: when each actually makes sense

By Ramesh
0 Comment on Floating vs fixed interest rates: when each actually makes sense

Okay, let’s talk about Floating vs fixed interest rates which can save you a ton of.

Loans & Credit
January 27, 2026February 6, 2026
Term insurance myths that cost families lakhs

Term insurance myths that cost families lakhs

By Ramesh
0 Comment on Term insurance myths that cost families lakhs

Let’s be honest. Nobody wakes up on a Sunday morning excitedly thinking, “Today is a.

Insurance (Life & Health)
January 25, 2026February 6, 2026
Digital fraud prevention tips banks don’t teach customers

Digital fraud prevention tips banks don’t teach customers

By Ramesh
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Ever followed Digital fraud prevention tips to secure your personal data? Here’s the thing about.

Digital Payments, Banking & Personal Finance Tools
January 24, 2026February 6, 2026
EMI calculators vs bank EMIs: hidden differences

EMI calculators vs bank EMIs: hidden differences

By Ramesh
0 Comment on EMI calculators vs bank EMIs: hidden differences

You may have noticed sometimes, how a ten-minute session with an online EMI calculator makes.

Loans & Credit
January 22, 2026February 6, 2026
How repo rate changes affect your EMIs: Useful guide

How repo rate changes affect your EMIs: Useful guide

By Ramesh
0 Comment on How repo rate changes affect your EMIs: Useful guide

Faced a moment where you’re just finishing your morning chai, scrolling through the news, and.

Loans & Credit
January 21, 2026February 6, 2026
Credit score improvement plan : Useful Practical Guide

Credit score improvement plan : Useful Practical Guide

By Ramesh
0 Comment on Credit score improvement plan : Useful Practical Guide

You know that feeling when you’re trying to get something done – maybe a new.

Loans & Credit
January 19, 2026February 6, 2026
How BNPL (Buy Now Pay Later) traps middle-class users

How BNPL (Buy Now Pay Later) traps middle-class users

By Ramesh
0 Comment on How BNPL (Buy Now Pay Later) traps middle-class users

So, you’ve seen the ads, right? “Buy now, pay later!” It sounds like a dream come true, especially when that.

Loans & Credit
January 18, 2026February 6, 2026

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